This policy contains nine sections.
1. Introduction
2. Information We Receive
3. Sharing information on How to Get REO Listings
4. Information You Provide to Third Parties
5. How We Use Your Information
6. How We Share Information
7. How You Can Change or Remove Information
8. How We Protect Information
9. Other Terms
1. Introduction Questions.
If you have any questions or concerns about our privacy policy, contact our privacy team through this help page. Scope. This privacy policy covers all of the How to Get REO Listings website, and blog, and other sites owned and controlled by How to Get REO Listings, hereafter “How to Get REO Listings”. It does not, however, apply to entities that How to Get REO Listings does not own or control, such as applications and websites using this Platform. By using or accessing the How to Get REO Listings website, you agree to our privacy practices outlined here. No information from children under age 18. If you are under age 18, please do not attempt to register for How to Get REO Listings or provide any personal information about yourself to us. If we learn that we have collected personal information from a child under age 18, we will delete that information as quickly as possible. If you believe that we might have any information from a child under age 18, please contact us through this help page. Parental participation. We strongly recommend that minors 18 years of age or older ask their parents for permission before sending any information about themselves to anyone over the Internet and we encourage parents to teach their children about safe internet use practices. Materials to help parents talk to their children about safe internet use can be found online.
2. Information We Receive.
YOU EXPRESSLY AUTHORIZE HOW TO GET REO LISTINGS OWNERS, OPERATORS, AFFILIATES, ASSOCIATES, REPRESENTATIVES, CONTRACTORS, CONTRACTOR EMPLOYESS AND ALL OTHER PERSONS OR ENTITIES, HEREAFTER “REPRESENTATIVES” AS CHOSEN BY US TO CONTACT YOU
By submitting your information you grant How to Get REO Listings and their authorized representatives express right to contact you via email, SMS, telephone or any other such methods regarding real estate products, training or other services. You are hereby requesting that How to Get REO Listings and its representatives contact you about any opportunities of this nature or any other that they feel may be of benefit to you. If you do not wish to receive future correspondence at any time you may send us a notice to the address listed at the bottom of this page or use the unsubscribe feature in any email communication that you receive. We honor all requests immediately. Again, you are hereby requesting that How to Get REO Listings and its representatives will contact you via email or other means by your submission of your contact information on this or any site owned or managed by How to Get REO Listings, it’s owners, affiliates and other representatives.
Information you provide to us: Information About Yourself. When you register with How to Get REO Listings you may provide us with your name, email, gender, and birth date. During the registration process, we give you the opportunity to answer personal questions about yourself. In some cases we may ask for additional information for security reasons or to provide specific services to you. When you register, or in the future, you may be asked to provide other information about yourself. This information may include for example, your current city, hometown, family, relationships, networks, activities, interests, and places you visit. Eventually, you may also be able to provide personal information about yourself, such as your political and religious views. Content. Examples include when you may share a link, make a comment, or send someone a message. If you do not want us to store metadata associated with content you share on the How to Get REO Listings website (such as photos), please remove the metadata before uploading the content. Transactional Information. We may retain the details of transactions or payments you make on the How to Get REO Listings website or affiliated websites. If you do not want us to store your payment source account number, you can remove it by mailing your request to the address listed at the bottom of this page. Information we collect when you interact with How to Get REO Listings: Site activity information. We keep track of some of the actions you take on the How to Get REO Listings website. We reserve the right to send you messages, based on your individualized results. Access Device and Browser Information. When you access the How to Get REO Listings website from a computer, mobile phone, or other device, we may collect information from that device about your browser type, location, and IP address, as well as the pages you visit. Cookie Information. We use “cookies” (small pieces of data we store for an extended period of time on your computer, mobile phone, or other device) to make the How to Get REO Listings website easier to use, to make our advertising better, and to protect both you and How to Get REO Listings. For example, we use them to store your login ID (but never your password) to make it easier for you to login whenever you come back to the How to Get REO Listings. We also use them to confirm that you are logged into the How to Get REO Listings website, and to know when you are interacting with other How to Get REO Listings Platform applications and websites, and our advertisements. You can remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the How to Get REO Listings website. Information we receive from third parties: Information from other websites. We may engage in association with advertising partners and other websites in which they share information with us: We may ask advertisers to tell us how our users responded to the ads we showed them (and for comparison purposes, how other users who didn’t see the ads acted on their site). This data sharing, commonly known as “conversion metrics,” helps us measure our advertising effectiveness and improve the quality of the advertisements you see. We may receive information about whether or not you’ve seen or interacted with certain ads on other sites in order to measure the effectiveness of those ads.
3. Sharing information on the How to Get REO Listings website.
This section explains how your information is shared on the How to Get REO Listings website. You should always consider our privacy policy before sharing information on the How to Get REO Listings website. Contact Information. Remember that none of this information is required except for your email address and first name, and you do not have to share your email address and first name with anyone. Comments by Me. You agree that your comments posted on the How to Get REO Listings website will become usable by How to Get REO Listings, and may be deleted at the sole discretion of How to Get REO Listings. Minors. We reserve the right to add special protections for minors (such as to provide them with an age-appropriate experience) and place restrictions on their user experience on the How to Get REO Listings website
4. Information You Provide to Third Parties
Advertisements. Sometimes the advertisers who present ads on How to Get REO Listings use technological methods to measure the effectiveness of their ads and to personalize advertising content. You may use your browser cookie settings to limit or prevent the placement of cookies by advertising networks. How to Get REO Listings does not share personally identifiable information with advertisers unless we get your permission. Links. When you click on links on How to Get REO Listings you may leave our site. We are not responsible for the privacy practices of other sites, and we encourage you to read their privacy statements.
5. How We Use Your Information
We use the information we collect to try to provide a safe, efficient, and customized experience. Here are some of the details on how we do that: To manage the service. We use the information we collect to provide our services and features to you, to measure and improve those services and features, and to provide you with customer support. We use the information to prevent potentially illegal activities, and to enforce our Policies. We also use a variety of technological systems to detect and address anomalous activity and screen content to prevent abuse such as spam. These efforts may on occasion result in a temporary or permanent suspension or termination of some functions for some users. To contact you. We may contact you with service-related announcements from time to time. You may opt out of all communications from How to Get REO Listings by sending a notice to the address listed at the bottom of this page or using the opt-out features in any email communication that you have received. We may include content you see on How to Get REO Listings in the emails we send to you. To serve personalized advertising to you. We don’t share your information with advertisers without your consent. (An example of consent would be if you asked us to provide your shipping address to an advertiser to receive a free sample.) We allow advertisers to choose the characteristics of users who will see their advertisements and we may use any of the non-personally identifiable attributes we have collected (including information you may have decided not to show to other users, such as your birth year or other sensitive personal information or preferences) to select the appropriate audience for those advertisements. For example, we might use your interest in soccer to show you ads for soccer equipment, but we do not tell the soccer equipment company who you are. We may also send you messages or advertisements. Even though we do not share your information with advertisers without your consent, when you click on or otherwise interact with an advertisement there is a possibility that the advertiser may place a cookie in your browser and note that it meets the criteria they selected. Memorializing Accounts. If we are made aware that a user is deceased, we may memorialize the user’s account. We may close an account if we receive a formal request from the user’s next of kin or other proper legal request to do so.
6. How We Share Information
We share your information with third parties when we believe the sharing is permitted by you, reasonably necessary to offer our services, or when legally required to do so. For example: When you make a payment. When you enter into transactions with others or make payments on How to Get REO Listings, we will share transaction information with only those third parties necessary to complete the transaction. We will require those third parties to agree to respect the privacy of your information. When you invite someone to join. When you ask us to invite someone to join How to Get REO Listings, we will send them a message on your behalf using your name. The invitation may also contain information about other users your invitee might know. We may also send up to two reminders to them in your name. If your friend does not want us to keep their information, we will also remove it at their request. Just send a notice to the address listed at the bottom of this page. When you choose to share your information with marketers. You may choose to share information with marketers or electronic commerce providers that are not associated with How to Get REO Listings through on-site offers. This is entirely at your discretion and we will not provide your information to these marketers without your consent. To help improve or promote our service. Sometimes we share aggregated information with third parties to help improve or promote our service. But we only do so in such a way that no individual user can be identified or linked to any specific action or information. To provide you with services. We may provide information to service providers that help us bring you the services we offer. For example, we may use third parties to help host our website, send out email updates about How to Get REO Listings, remove repetitive information from our user lists, process payments, or provide search results or links (including sponsored links). These service providers may have access to your personal information for use for a limited time, but when this occurs we implement reasonable contractual and technical protections to limit their use of that information to helping us provide the service. To advertise our services. We may ask advertisers outside of How to Get REO Listings to display ads promoting our services. We may ask them to deliver those ads based on the presence of a cookie, but in doing so will not share any other information with the advertiser. To offer joint services. We may provide services jointly with other companies. If you use these services, we may share your information to facilitate that service. To respond to legal requests and prevent harm. We may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if we have a good faith belief that the response is required by law. This may include respecting requests from jurisdictions outside of the United States where we have a good faith belief that the response is required by law under the local laws in that jurisdiction, apply to users from that jurisdiction, and are consistent with generally accepted international standards. We may also share information when we have a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect ourselves and you from people violating our Policies. This may include sharing information with other companies, lawyers, courts or other government entities. Transfer in the Event of Sale or Change of Control. If the ownership of all or substantially all of our business changes, we may transfer your information to the new owner so that the service can continue to operate. In such a case, your information would remain subject to the promises made in any pre-existing Privacy Policy.
7. How You Can Change or Remove Information
Editing your profile. You may change or remove your profile information at any time by sending a notice to the address listed at the bottom of this page. Information will be updated within 3 business days of receipt. Delete uploaded contacts. If you use our contact importer to upload addresses, you can later delete the list on this help page. You can delete the email addresses of friends you have invited to join How to Get REO Listings on your invite history page. Deactivating or deleting your account. If you want to stop using your account you may deactivate it or delete it. When you deactivate an account, no user will be able to see it, but it will not be deleted. We save your profile information (personality profile results, etc.) in case you later decide to reactivate your account. Many users deactivate their accounts for temporary reasons and in doing so are asking us to maintain their information until they return to How to Get REO Listings. You will still have the ability to reactivate your account and restore your profile in its entirety. When you delete an account, it is permanently deleted from How to Get REO Listings. You should only delete your account if you are certain you never want to reactivate it. You may deactivate your account by sending a notice to the address listed at the bottom of this page. Limitations on removal. Even after you remove information from your profile or delete your account, copies of that information may remain viewable elsewhere to the extent it has been shared with others, it was otherwise distributed pursuant to our Policy, or it was copied or stored by other users. However, your name will no longer be associated with that information on How to Get REO Listings. (For example, if you post something to our website or blog and then you delete your account, that post may remain. Additionally, we may retain certain information to prevent identity theft and other misconduct even if deletion has been requested. If you have given third party applications or websites access to your information, they may retain your information to the extent permitted under their terms of service or privacy policies. But they will no longer be able to access the information through our Platform after you disconnect from them. Backup copies. Removed and deleted information may persist in backup copies for up to 90 days, but will not be available to others. Non-user contact information. If a user provides your email address to us, and you are not a How to Get REO Listings user but you want us to delete your address, you can do so by sending a notice to the address listed at the bottom of this page. However, that request will only apply to addresses we have at the time of the request and not to any addresses that users provide to us later.
8. How We Protect Information We do our best to keep your information secure.
Steps we take to keep your information secure. We keep your account information on a secured server behind a firewall. When you enter sensitive information (such as credit card numbers and passwords), we encrypt that information using secure socket layer technology (SSL). We also use automated and social measures to enhance security, such as analyzing account behavior for fraudulent or otherwise anomalous behavior, may limit use of site features in response to possible signs of abuse, may remove inappropriate content or links to illegal content, and may suspend or disable accounts for violations of our Privacy Policy. Risks inherent in sharing information. Please be aware that no security measures are perfect or impenetrable. We cannot control the actions of other users with whom you share your information. We cannot guarantee that only authorized persons will view your information. We cannot ensure that information you share on How to Get REO Listings will not become publicly available. We are not responsible for third party circumvention of any policy or security measures on How to Get REO Listings. You can reduce these risks by using common sense security practices such as choosing a strong password, using different passwords for different services, and using up to date antivirus software. Report Violations. You should report any security violations to us at the address listed at the bottom of this page.
9. California Consumer Privacy Act (CCPA)
aka “The Right to Know” In California, commencing January 1, 2020, consumers have the right to request that a business that collects personal information about the consumer disclose the following:
The specific pieces of personal information it has collected about that consumer. The categories of sources from which the personal information is collected.
The business or commercial purpose for collecting or selling personal information.
The categories of third parties with whom the business shares personal information.
The specific pieces of personal information it has collected about that consumer.
Please note that advertising sent on behalf of third-party advertisers is prepared days in advance, so users may continue to receive email ofers from The Company for up to 10-days after unsubscribing, and 45-days after opting-out or deleting their record.
The Company typically collects consumer data including, but not limited to name, address, city, state, zip, email, phone, web browsing activity, and modeled inferences. Consumers may delete their record, opt-out or unsubscribe from having their data rented or sold, at alerts.com or at any time by following the instructions contained at the end of every newsletter or emailing.
We may maintain required information for deletion requests, for record-keeping purposes, for a minimum of 24 months. No data will be maintained outside of the necessity of record-keeping purposes of deletion requests, pursuant to Civil Code section 1798.105(d)
10. European Union (EU) residents
The GDPR took effect on May 25, 2018 and is intended to protect the data of European Union (EU) citizens. Although howtogetreolistings.info markets its Site, content, products, materials and/or services online, we do not specifically target our marketing to the EU, nor do we conduct business in or to the EU in any meaningful way. In fact, the Site, Content and all products, services and/or materials created, sold and/or otherwise disseminated by howtogetreolistings.info are made available only to United States’ citizens, and access thereto is strictly forbidden to any EU citizen. If you are an EU citizen, you are directed to leave the Site and are forbidden from accessing the Site, Content, products, services and materials. Furthermore, if you are an EU citizen, you are forbidden from sending, and are explicitly directed not to send, any Personally Identifiable Information to howtogetreolistings.info and/or its affiliates.
If you nevertheless ignore this warning, access the Site, and are a resident of the European Economic Area (EEA), or are accessing this Site from within the EEA, you may have the right to request: access to, correction of, deletion of; portability of; and restriction or objection to processing, of your personal data, from us. This includes the “right to be forgotten.” To make any of these requests, please contact our GDPR contact at support@millionaireagentacademy.com.
11. Other Terms
Changes. We may change this Privacy Policy. Unless stated otherwise, our current privacy policy applies to all information that we have about you and your account. If we make changes to this Privacy Policy, we will notify you by publication here. If the changes are material, we will provide you additional, prominent notice as appropriate under the circumstances. Consent to Collection and Processing in the United States. By using How to Get REO Listings, you consent to having your personal data transferred to and processed in the United States.
Defined Terms. “Us,” “we,” “our,” “Platform” and “How to Get REO Listings” mean the same as they do on the How to Get REO Listings website and blog and affiliated sites that we control, unless otherwise limited by the context.
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